The only card that pays off your student loans

Join our waitlist to get early access.

🚫 No fees. Ever.

💰 Up to 3% cashback on every purchase applied directly toward your loans.

💳 Spending controls of a debit card = no possibility of more debt.

👋 Get rid of student loans years sooner.

​​SIGN UP 


Sign up for the free Spinwheel card that gives you credit card rewards with debit card protection. We make it simple, easy and effortless. Rewards without the compromise

LINK YOUR ACCOUNT 


Link your existing bank account. We will pull the funds every night and hold it to cover your card balance for the day. Also we won't let you spend more than your account balance

GET DEBT FREE 


We use credit card rewards to pay down your debt with your linked loan account. Every swipe gets you closer to freedom. We also work with merchants to get you extra rewards when you shop with them.

Get your family involved

When your family links their existing card, we apply additional merchant rewards directly to your debt. We make it easy for your family to help out!

Bonus rewards

Earn up to 5 times towards your student loans at retailers who want to help you get out of student debt earlier. We make it easy, just swipe and get debt free earlier. (BTW, we still make sure you don't overspend)

Features

NO FEES

Spinwheel has no monthly, annual, ATM or overdraft fees. Well, we don't like fees. Period.

BANK LEVEL SECURITY

Bank level security We use security and encryption used by the top banks in the world. We take your data seriously, so we keep you safe. Always!

BUILD YOUR CREDIT SCORE

We report your timely payments (which we automatically take care for you) to the credit bureaus. Build your credit score fast.

ROUND UP

Round up every transaction (optionally). So every time you spend something, you are also getting out of debt.

SET SPENDING LIMITS

Setup spending limits and we will alert you (and even stop you) from going overboard. Don't worry you are always in control

FDIC INSURED 

All the funds we hold to cover your card are yours if you want them. We hold them in an FDIC insured account on your behalf.

“Every bit helps. Spinwheel is the only product that is a full solution to get me out of debt earlier.”

- Matt Childers

“Getting out of debt earlier means I can finally get married and start a family”

- Wendy C.